Running cost for the Insignia NS-RTM20**3-C
ENERGY STAR certifies the Insignia NS-RTM20**3-C at 390 kWh/yr, about average for its category to run for its category.
That $73 is priced at 18.8¢/kWh, the average of all 51 state rates this site tracks. Your own state's rate is one click away.
Efficient, or not, for a refrigerator
The category average is 386 kWh/yr; this model runs 1% above it, ranking 2,833 of 4,704 refrigerators tracked here for running cost. That average is drawn from all 4,704 refrigerators ENERGY STAR currently certifies, not an outside number, a $1/year gap from this model at the national rate. Full sourcing is in the sourcing notes.
Right next to it on the list
A rank or two either side of the Insignia NS-RTM20**3-C: Insignia NS-RTM20**3 ($73/yr, 390 kWh/yr), then Insignia NS-RTM20SS3 ($73/yr, 390 kWh/yr).
Within the Insignia lineup
Ranked 81 of Insignia's 92 certified refrigerators, this sits between the NS-WC14SS3 ($23/yr, the brand's cheapest) and the NS-RBM18WH0-C ($88/yr, its priciest).
What this adds up to over time
Over the 13-year service life NAHB reports for this category, running the Insignia NS-RTM20**3-C costs roughly $953 in electricity, separate from the purchase price.
Is it worth replacing?
Efficient as certified refrigerators go, $73/year is a reasonable baseline if you're comparing what else is on the market.
See what else is certified in this category before you decide.
If you're keeping it
A refrigerator like the Insignia NS-RTM20**3-C is a real household expense whether or not it needs replacing yet; a protection plan is one way to budget for a repair rather than a full replacement.
Where this number comes from
Two sourced numbers, nothing modeled: ENERGY STAR's certified kWh/yr for this exact model, and EIA's published state electricity rate. The full Refrigerator category page shows all 4,704 refrigerators ranked by cost; the state-rate guide covers the half of this number that isn't the appliance.